Employers Liability Insurance
If you employ anyone then insurance is a legal requirement. This cover caters for the welfare of those who work for you, while in turn providing security to your business.
Employer’s Liability cover protects your staff and labour-only sub-contractors in the event of an injury or disease arising out of their employment. The minimum requirement is £5 million; however most insurance Policies provide £10 million cover.
We can help assess your Employer’s Liability insurance requirements and provide expert advice on the cover available for your business. Detailed analysis can ensure that you are fully covered against this risk.
Employer’s Liability insurance is usually only available to purchase alongside Public Liability insurance. This insurance can also ensure that your business meets unforeseen legal and compensation costs. A claim could occur even if the employee is a voluntary helper or is self-employed but working under your supervision.
Your company can also significantly benefit from extending or adding cover to include things like employee rehabilitation schemes, group personal accident insurance or even increasing its indemnity limits to fulfil contractual requirements.